Jaggu, a young man from Odisha, recently opened his first bank account with Odisha Gramya Bank balance check. Like many people, he was happy to know that he didn’t have to visit the bank branch every time he wanted to check his balance. From the comfort of his home, he could simply give a missed call to a number and get his account balance through SMS. This simple method is one of the many ways OGB has made banking easier for its customers.
What is Odisha Gramya Bank?
Odisha Gramya Bank is a local rural bank that serves Odisha people particularly in rural and semi-urban regions. The bank offers banking products such as savings and current accounts, loans, deposits, and mobile banking, among others. It is very active in the state and helps local communities with the help of accessible and easily accessible banking services.
How Jaggu Checks His Balance Using Missed Call Service
Jaggu uses a very easy method to check his balance. He just dials the number 8010106686 from his registered mobile number and disconnects the call after 1 or 2 rings. In a few seconds, he receives an SMS that shows his account balance.
Let’s take an example:
If Jaggu has ₹5,000 in his bank account and gives a missed call to 8010106686, he will receive a message like this:
“Your account balance is ₹5,000.”
This service is available 24/7, completely free of cost, and only works if the mobile number is registered with the bank.
Odisha Gramya Bank Balance Check Methods
Method | Details |
Missed Call | Call 8010106686 from registered mobile. Receive SMS with balance details. |
SMS Alerts | Visit the bank to activate. Costs ₹16 per quarter (excluding GST). |
Mobile Banking App | Download from official site or app store. Check balance and make payments. |
Internet Banking | Register on OGB Net Banking portal. Free of charge. |
ATM | Use any OGB or NFS ATM to check balance. |
Branch Visit | Visit the nearby branch with a passbook to check the the balance. |
Customer Care | Call 0674-2353023 for help and queries. |
Balance Check by SMS Alerts
When you have SMS alerts on, the message will automatically come to you whenever a deposit is made, a withdrawal is made or any other activities are made in your account. Online payments with your RuPay card are also included here.
To subscribe to SMS alerts, you will be required to visit your closest branch and request to be subscribed. It has a minimal fee of 16/ per three months, without the GST.
Internet Banking of Account Balance
Odisha Gramya Bank Balance Check provides internet banking to those customers who can use a computer or a smartphone with internet connectivity. You can log in and view your balance, download your statements, order a new checkbook, and even follow loans.
You shall be required to open an account online using your Customer ID and registered mobile number. After installation, the service is free of charge. It is a safe and quick process of handling your money anywhere.
Mobile Banking for On-the-Go Access
The other simple method of checking your balance with Odisha Gramya Bank is the OGB Mobile Banking App. Once you download the app and create an account, you will be able to check your balance, see all the previous transactions, transfer money to other OGB accounts, and even pay bills or recharge your mobile phone.
Before using the mobile banking service, ensure that your mobile number is registered with the bank. Otherwise, you are going to your closest branch to have it updated.
Customer Care for Support
If you are facing any issues, Odisha Gramya Bank has a customer care helpline that you can call. You can ask about your account balance or clear any doubts related to your ATM card, mobile banking, or internet banking.
Here are some useful numbers:
- Customer Care: 0674-2353023
- ATM Card Blocking: 0674-2353025
- ATM Transaction Issues: 0674-2353029
- Email Support: ogbho@odishabank.in
- Head Office: Jagamara, Sundarpada Road, Gandamunda, Pokhariput, Bhubaneswar, Odisha – 751030
Use of ATM for Balance Inquiry
Odisha Gramya Bank has 150+ onsite ATMs and mobile van ATMs, which are open 24 hours a day. You can use these ATMs to check your account balance, get a mini statement, or change your ATM PIN.
You can use OGB debit cards and other RuPay cards in these ATMs. The service is quick and reliable.
Visiting Your Nearest Branch
Individuals who are not so accustomed to phones or the internet can also access the closest branch of Odisha Gramya Bank. You are also allowed to bring your passbook or account number, and the staff will assist you in viewing your balance.
This is the old-fashioned approach; however, in the absence of other options, it is always a good alternative.
Can You Use WhatsApp or Third-Party Apps?
At present, Odisha Gramya Bank does not support WhatsApp Banking or third-party apps like PhonePe, Google Pay, or Paytm for balance checking. So, don’t try to link your OGB account to these apps for this purpose. It may not work and may also pose a security risk.
Important Tips for OGB Customers
- Always register your active mobile number with the bank to enjoy services like missed call balance enquiry, SMS alerts, and mobile banking.
- Never share your OTP, ATM PIN, or internet banking password with anyone.
- Regularly check your account balance and statement to stay updated about your finances.
- If you receive any suspicious calls or messages, report to the bank immediately.
- Keep your passbook safe, and update it every few months.
Conclusion
Odisha Gramya Bank has made it very simple for customers to check their account balance. Whether you are a tech-savvy person or someone who prefers the old-fashioned way, there’s something for everyone. The missed call service (8010106686) is the easiest and fastest way to know your balance at any time. It is free, works 24/7, and doesn’t even need an internet connection.
Jaggu, as well as many other people in the country, is now more attached to his bank. He does not need to run long distances or stand in lines to get to know the amount of money he has in his account. As the Proliferation of the Odisha Gramya Bank and its online services expands, customers can have a secure, convenient, and intelligent everyday banking.
People Also Ask
Q: How can I check my Odisha Gramya Bank balance without visiting the branch?
You can give a missed call to 8010106686 from your registered mobile number and receive an SMS with your balance.
Q: Is there a charge for the missed call service?
No, the missed call service is completely free.
Q: What if my mobile number is not registered?
You need to visit your nearest Odisha Gramya Bank branch and register your mobile number to access digital services.
Q: Can I use apps like PhonePe or Paytm to check my OGB balance?
No, OGB does not support third-party apps for balance checking as of now.
Q: Can I block my ATM card through customer care?
Yes, you can call 0674-2353025 to block your ATM card if lost or stolen.
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